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Your credit report might also help you spot fraud early. Imagine you notice an open credit card on your report that you don't recognize. Follow this link https://fortmyers.asapcreditrepairusa.com/
During the freeze, you won’t be penalized for not making payments, which means your credit score won’t be affected. However, if your loan was in default prior to the freeze, it will still show up on your credit report and impact your credit score, even if collections attempts have stopped. Follow this link https://fortmyers.asapcreditrepairusa.com/